Financial Coaching

If you don’t meet the financial requirements of the Homeownership Program, you are eligible for FREE one-on-one financial coaching from our in-house coach who will go over your credit report with you, explain factors that affect your credit score, and give you the tools to regain control of your financial well-being.  

We are able to offer this program thanks to many generous sponsors including, but not limited to: 

  • APG Federal Credit Union
  • Maryland Housing Counseling Fund – Maryland Department of Housing and Community Development
  • Truist Foundation

Financial Literacy

Financial Literacy Classes (Open to the public – all are welcome!)

APG Federal Credit Union (APGFCU), in partnership with Habitat for Humanity Susquehanna, conducts FREE financial workshops at their Home Loan Center in Bel Air. 

Reservations are required. Please contact Dee Barretto at 410-612-2361 or at workshopRSVP@apgfcu.com 

Financial Life Skills

(2025 Class dates 1/21, 3/11, 4/29, 6/17, 8/19, 10/7, 11/25)

Do you know your money personality and how it affects the choices you make?  Are you armed with the financial life skills you should have?

  • Workshop Objectives:
    • Identify various financial personalities.
    • Evaluate your financial motivators.
    • Establish financial goals.
    • Analyze financial concepts and terms.
    • Identify financial options available.

Live, Love Budget

(2025 Class dates 1/28, 3/18, 5/6, 6/24, 8/26, 10/14, 12/2) 

Do you know what it takes to build a working budget that does not deprive you?  

  • Workshop Objectives:
    • Discover the necessary links to making a wise money decision
    • Take on sound money practices
    • Practice the art of a spending plan
    • Sustain and celebrate your spending plan practices

Getting Credit in Shape

(2025 Class dates 2/4, 3/25, 5/13, 7/1, 9/2, 10/21, 12/9) 

How can we make credit work to our advantage?

Workshop Objectives:

    • Know when to obtain and review your credit report
    • Identify measures to build and protect your credit
    • Tell the difference between a credit report and a credit score
    • Recognize data used in forming your credit score
    • Recognize the impact credit has on your wallet
    • Identify ways to improve credit score and maintain good credit

Find Hidden Cash

(2025 Class dates 2/11, 4/1, 5/20, 7/8, 9/9, 10/28, 12/16) 

Do you have a budget and still find yourself short on cash?

  • Workshop Objectives:
    • Assess causes of financial shortfalls and identify ways to prevent them.
    • Identify measures and steps to find hidden cash.
    • Identify habits and practices that will help increase your net worth.

Retirement Planning & Strengthening Financial Well-Being

(2025 Class dates 2/18, 4/8, 5/27, 7/15, 9/16, 11/4, 12/23)

How ready are you for retirement?  Do you have a healthy financial well-being?

  • Workshop Objectives:
    • Identify factors that affect retirement readiness and costs.
    • Determine how to optimize Social Security benefits.
    • Identify factors that affect retirement income, decisions and peace.

Asset & Family Protection

(2025 Class dates 2/25, 4/15, 6/3, 7/22, 9/23, 11/11, 12/30)

How are you preparing to protect your family and assets from possible financial risks? 

  • Workshop Objectives:
    • Explain basic insurance terms.
    • Distinguish forms of risks.
    • Determine ways to reduce risks.
    • Identify asset protection insurance. 

Reservations are required. Please contact Dee Barretto at 410-612-2361 or at workshopRSVP@apgfcu.com