
Financial Coaching
If you don’t meet the financial requirements of the Homeownership Program, you are eligible for FREE one-on-one financial coaching from our in-house coach who will go over your credit report with you, explain factors that affect your credit score, and give you the tools to regain control of your financial well-being.
We are able to offer this program thanks to many generous sponsors including, but not limited to:
- APG Federal Credit Union
- Maryland Housing Counseling Fund – Maryland Department of Housing and Community Development
- Truist Foundation
Financial Literacy
Financial Literacy Classes (Open to the public – all are welcome!)
APG Federal Credit Union (APGFCU) , in partnership with Habitat for Humanity Susquehanna, conducts FREE financial workshops at their Home Loan Center in Bel Air.
Reservations are required. Please contact Dee Barretto at 410-612-2361 or at workshopRSVP@apgfcu.com
Financial Life Skills
(2023 Class dates 1/10, 2/21, 4/4, 5/16, 6/11, 8/22, 10/3, 11/14)
Do you know your money personality and how it affects the choices you make? Are you armed with the financial life skills you should have?
- Workshop Objectives:
- Identify various financial personalities.
- Evaluate your financial motivators.
- Establish financial goals.
- Analyze financial concepts and terms.
- Identify financial options available.
Live, Love Budget
(2023 Class dates 1/17, 2/28, 4/11, 5/23, 7/18, 8/29, 10/10, 11/21)
Do you know what it takes to build a working budget that does not deprive you?
- Workshop Objectives:
- Discover the necessary links to making a wise money decision
- Take on sound money practices
- Practice the art of a spending plan
- Sustain and celebrate your spending plan practices
Getting Credit in Shape
(2023 Class dates 1/24, 3/7, 4/18, 5/30, 7/25, 9/5, 10/17, 11/28)
How can we make credit work to our advantage?
Workshop Objectives:
-
- Know when to obtain and review your credit report
- Identify measures to build and protect your credit
- Tell the difference between a credit report and a credit score
- Recognize data used in forming your credit score
- Recognize the impact credit has on your wallet
- Identify ways to improve credit score and maintain good credit
Find Hidden Cash
(2023 Class dates 1/31, 3/14, 4/25, 6/6, 8/1, 9/12, 10/24, 12/5)
Do you have a budget and still find yourself short on cash?
- Workshop Objectives:
- Assess causes of financial shortfalls and identify ways to prevent them.
- Identify measures and steps to find hidden cash.
- Identify habits and practices that will help increase your net worth.
Retirement Planning & Strengthening Financial Well-Being
(2023 Class dates 2/7, 3/21, 5/2, 6/13, 8/8, 9/19, 10/31, 12/12)
How ready are you for retirement? Do you have a healthy financial well-being?
- Workshop Objectives:
- Identify factors that affect retirement readiness and costs.
- Determine how to optimize Social Security benefits.
- Identify factors that affect retirement income, decisions and peace.
Asset & Family Protection
(2023 Class dates 2/14, 3/28, 5/9, 6/20, 8/15, 9/26, 11/7, 12/9)
How are you preparing to protect your family and assets from possible financial risks?
- Workshop Objectives:
- Explain basic insurance terms.
- Distinguish forms of risks.
- Determine ways to reduce risks.
- Identify asset protection insurance.
Reservations are required. Please contact Dee Barretto at 410-612-2361 or at workshopRSVP@apgfcu.com