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YES! I want to help provide decent homes & affordable mortgages

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Great news! Community Investment Tax Credits (CITC) are available.  

How does this work? For donations of at least $500, you will receive a tax CREDIT of 50% of your gift. This is on top of the standard State and Federal tax deduction for a charitable donation. Where a deduction reduces your taxable income, thus saving you from paying taxes on that income, a Tax Credit directly reduces your taxes on a dollar-for-dollar basis. For example, if you donate $1,000, you get the “regular” deduction for a $1,000 donation. Then you can deduct $500 from the taxes you owe. If you don’t owe that much, you can spread it out over a few years.  For most people, donating $1,000 only takes about $145 out of their pocket.

Both businesses and individuals are eligible. You can give the donation in one lump sum, in installments, through payroll deduction or even by appreciated stock.

We sell out of these credits quickly – forms must be signed by 12/31/19 for 2019 tax credit, so please contact Megan Lally at to discuss how you can become a CITC donor. We have additional credit available for sale for 2020 & 2021 supporting other Habitat programs as well.  Thank you!

Click here to download the CITC donation form. 

There are many other ways you can give to Habitat Susquehanna!

All Habitat homeowners go through a rigorous application process, put in at least 250 hours of volunteer work and take financial literacy classes all for the chance to pay back their own mortgage.

Habitat for Humanity Susquehanna relies on financial and in-kind support to continue our mission of helping low-income families maintain their homes and/or become homeowners. Currently only 4% of our building materials are donated, the remaining 96% are purchased through financial donations.  Your financial support to Habitat for Humanity Susquehanna keeps your charity dollars local.  Local giving is a win win for us all, improving our neighborhoods and home values through home ownership.

You can donate by mail, phone, or online!

By Mail

Habitat for Humanity Susquehanna
205 S. Hays Street, Bel Air, MD 21014

By Phone

(410) 638-4434

By making a donation in the form of stocks, bonds, mutual funds or other appreciated securities, you are making an investment in the future of our partner families and in our community.

As a donor, you are entitled to take a charitable deduction for the full fair-market value of appreciated securities held longer than one year, and you usually avoid paying the capital gains tax that would be due if you sold the securities.

We will provide you with a receipt for your tax records.  Typically, our agency determines your gift date by the date the securities enter our account.

To transfer your security to our agency, please contact Megan Lally at 410-638-4434, ext. 2226, or email her at or Phyliss Mosca at 410-638-4434 x 7238

Thank you for your generous contribution.

Monthly Donations

Through monthly donations, HopeBuilders provide Habitat Susquehanna with a consistent and reliable source of funding that allows us to plan ahead and reach more families in need of decent, affordable housing.

When you join Habitat Susquehanna’s HopeBuilders, you will join a special group of people reaching out each month to provide affordable housing for families in Harford and Cecil Counties. Together, we can help families achieve the strength, stability and independence they need to build better lives.

Become a HopeBuilder today and enjoy:

  • Hassle-free monthly donations.
  • Automatic donation from your credit card or checking account.
  • The knowledge that your donation is put to work immediately.
  • Complete statements provided for tax purposes.
  • The ability to change or suspend your donation at any time.

  • Our Sponsors