HopeBuilders
When you become a Habitat Susquehanna HopeBuilders, you will join a special group of people who donate monthly to support Habitat Susquehanna’s mission of building strength, stability, and self-reliance through affordable housing in Cecil and Harford Counties.
I'd like to be a HopeBuilder and donate monthly!
Great news! Community Investment Tax Credits (CITC) are available.
How does this work?
Maryland tax credits are available to our donors to specific revitalization programs. To get the credit, your donation must be at least $500. Let’s say you are super generous and donate $1,000, you will get a tax CREDIT for half the amount, or $500 off your State taxes. But there’s more! You still get tax deduction for the full thousand, so assuming a tax bracket of 25%, you get a deduction worth $250. Combining them, you have given Habitat $1,000 but the true cost to you was only $250, since you received $750 in tax savings.
Both businesses and individuals are eligible. You can make the donation in one lump sum, in installments, through payroll deductions, or even by appreciated stock.
TO QUALIFY FOR A CREDIT ON YOUR 2022 TAXES, YOUR DONATION AND FORM NEED TO BE DATED AND RECEIVED BY DECEMBER 31, 2022. DONATIONS AFTER THAT DATE WILL QUALIFY FOR THE 2023 TAX YEAR.
We typically sell out of these credits quickly, so please contact Yvonne Golczewski, Executive Director, at ygolczewski@habitatsusq.org . Thank you!
Click here to download the CITC donation form.
About HopeBuilders
Through monthly donations, HopeBuilders provide Habitat Susquehanna with a consistent and reliable source of funding that allows us to plan ahead and reach more families in need of decent, affordable housing.
Become a HopeBuilder today by simply entering the amount you’d like to donate, and the frequency and length of the donations in the recurring donation box to the left and enjoy:
- Hassle-free monthly donations.
- Automatic donation from your credit card or checking account.
- The knowledge that your donation is put to work immediately.
- Complete statements provided for tax purposes.
- The ability to change or suspend your donation at any time.
Charitable Deductions
By making a donation in the form of stocks, bonds, mutual funds or other appreciated securities, you are making an investment in the future of our partner families and in our community.
As a donor, you are entitled to take a charitable deduction for the full fair-market value of appreciated securities held longer than one year, and you usually avoid paying the capital gains tax that would be due if you sold the securities.
We will provide you with a receipt for your tax records. Typically, our agency determines your gift date by the date the securities enter our account.
To transfer your security to our agency, please contact Yvonne Golczewski at ygolczewski@habitatsusq.org or Phyliss Mosca at pmosca@habitatsusq.org. Thank you for your generous contribution.
We Exceed the BBB's Wise Giving Alliance Standards!

The Better Business Bureau (BBB) Wise Giving Alliance says that, at a minimum, 65% of all money raised through charity should go to program activities. In fiscal year 2022, almost 87% of all funds raised at Habitat for Humanity Susquehanna went to program activities.